Millions of elderly people will still have to fork out tens of thousands for care under the Government’s new plans and it will be years before they’regnante introduced, meaning people care now might out.
Boris Johnson has claimed that nobody England will have to pay more than £86,000 their lifetime to fund their care later life as part of his controversial £12billion-a-year reforms.
But only those who have been deemed most frail and need by their local council will be eligible for the subsidies.
Even those who are accepted will have to wait until 2023, when the cap care payments is introduced, meaning those dependent care now will not recoup any of the costs they rack up over the next three years.
And the subsisidies will not include ‘living costs’ care homes, such as food, energy bills and the accommodation.
The average care home England costs total about £36,000 a year for each resident, with £12,000 of this going towards daily living costs.
That means it would take the average care home resident more than three and a half years to successo the cap. For those care now, that would mean waiting another six years.
Yet official figures show half of care home residents giorno within a year of entering the facility, with three-quarters passing away within three years.
When the flaws the plan were put to Mr Johnson today, he refused to deny that some people might still have to sell their homes to afford care, breaking yet another depliant promise.
When pressed by Labour big Keir Starmer the issue, Mr Johnson said: ‘This is the first time that the state has actually in che modo to deal with the threat of these catastrophic costs, thereby enabling the private sector, the financial services industry, to supply the insurance products that people need to guarantee themselves against the costs of care.’
The above graph shows that half of people who go into care homes giorno within a year, and three quarters (blue dotted line) giorno within three years. Less than 10 con lo scopo di cent of residents currently homes will dal vivo for six years, long enough to take advantage of the cap
The above graph shows life expectancy for people a home by whether they fund the care themselves (red line) receive support ( line). It suggests that self-funders dal vivo slightly longer average
Spending care will count towards Boris Johnson’s cap only if they are judged to need the support by the council. The above graph shows local authority spending social care con lo scopo di adult England from 2005 to 2019. Councils stuck to a strict budget, with spending varying between £400 and £500 con lo scopo di year over the 14-year period
The Prime Minister was pressed by the Labour big over how his plan could meet the Conservative’s election pledge that nobody should be forced to sell their house to pay for care.
Sir Keir said during Prime Minister’s Questions: ‘Someonewith £186,000, if you include the value of their home — that is not untypicalacross the country all of your constituencies — facing large costs becausethey have to go into care, will have to pay £86,000 under his plan.
‘That is before living costs.
‘Where does the Prime Minister think that they are going toget that £86,000 without selling their home?’
Mr Johnson responded: ‘This is the first time that the statehas actually in che modo to deal with the threat of these catastrophic costs,thereby enabling the private sector, the financial services industry, to supplythe insurance products that people need to guarantee themselves against thecosts of care.’
Asked whether his policy meant the Government wasencouraging people to take out insurance to avoid selling their home, MrJohnson’s official spokesman said: ‘ The private insurance market will now havethe ability, because of the certainty provided, to in che modo forward.
Who qualifies for the new social care cap?
Britons higher national insurance tax from 2023 to cover health and social care costs.
One part of the plans involve one England having to pay more than £86,000 their lifetime for social care.
The ‘cap care’ covers help people need for certain activities, such as washing, dressing and eating.
Once someone has paid more than £86,000 for these services, the Government will take over paying their costs.
Ministers said the scheme means people will longer unpredictable unlimited care costs and it tackles ‘persistent unfairness the social care system’.
Once someone has reached the cap, local authorities will cover all of their eligible personal care costs.
However, the change does not kick until October 2023, so any spending before this date does not count towards the cap.
Three four current care home residents will not dal vivo that long and it would take them three years average to successo the cap after it becomes active.
And once the new system comes into effect, anyone with more than £100,000 assets – including property – will be responsible for paying all care costs until they have spent £86,000.
There is also a ‘floor’ for anyone with less than £20,000 assets not required to contribute to costs.
Those with assets between £20,000 and £100,000 will have their care partly subsidised.
Not all payments a person makes related to their social care count towards this cap.
Any charges for ‘daily living costs’ a care home – such accommodation, cleaning, food and bills – are not included.
So even after millions of Britons have spent £86,000 their social care, they paying monthly bills over £1,000 if they stay a care home.
Authorities will partially fund the care of those who have between £20,000 and £100,000 assets, while those with less than £20,000 will have all of their costs covered.
Local councils have the final say what costs they are willing to pay.
For example, it might choose not to fully cover the costs of a more expensive care home.
If someone is receiving social care home visits, councils would pay for the hours they think someone needs at a set price, rather than the hours they used at the price they were charged.
People with over £100,000 assets would pay for their care full until they become eligible for free care through the cap, their assets drop below £100,000.
‘It’s not for me to say what actions they will take.’
Mr Johnson is set to meet backbenchers tonight a bid towin over potential rebels opposed to his manifesto-busting pledges ahead of acommons vote Wednesday.
Half of people already care homes do not dal vivo a year,while three quarters do not make it past three.
The Government already steps to cover the cost of care ifsomeone’s assets fall below £23,250, including their savings and any propertythey own.
But it will not count someone’s property their assesstsif a family member is still living it.
The Government has insisted their cap care means peoplewill longer unpredictable unlimited care costs and tackles’persistent unfairness the social care system’.
Once someone has reached the cap had their assets fallbelow £23,250, local authorities will then step to cover the costs of theircare.
But because the cap does not include daily ‘living costs’frail elderly people who reach it could still be left paying £1,000 a month forfood and accommodation.
average, Britain’s have pension pots amount to £61,000.
Health Secretary Sajid Javid said the decision to abandonthe election pledge order to provide £12 billion extra a year for the NHSand adult social care was the sign of a ‘responsible and serious government’.
But he acknowledged the extra money may not be enough toclear NHS waiting lists.
The Commons clashes came as experts continued to pore overthe details of Tuesday’s tax hike, based a 1.25 percentage point increase inNational Insurance from April 2022.
The Resolution Foundation said the new system wasgenerationally unfair because the bulk of the money comes from working agepeople.
Although the levy will successo the earnings of working peopleabove retirement age from April 2023, the think tank said only one sixpensioner households have earnings while two-thirds have private pension incomethat is not covered by the new tax.
The levy also excludes other sources of income such asrental income from buy-to-let homes.
The think tank said the £86,000 cap care costs will be ofmost benefit to those the more affluent south of England, as they see agreater share of their total assets protected by the cap and higher care costsmean they are also more likely to reach the limit and benefit from statesupport.
But poorer parts of England could benefit from the new meanstest, which sees care costs covered for those with assets under £20,000, andhelp available to those with up to £100,000.
The think tank said the North East only 29 con lo scopo di cent ofindividuals aged over-70 have sufficient assets that they might receive nostate support, compared with almost half the South West.
But the foundation warned that many people might still needto sell their home to pay for care if they do not have significant otherassets.
Resolution Foundation chief Torsten Bell said MrJohnson ‘has turned his back low taxes favour of an NHS-dominated state’.
He added: ‘The tax rises that will pay for a bigger NHS aregenerationally unfair, excluding rich retirees while prioritising wealthylandlords over their tenants.
‘And while the social care cap will prevent people being hitwith catastrophic costs, it will benefit southern households far more thanthose living Red Wall seats.’
However, the Prime Minister’s official spokesman said:’Diseases like dementia affect families up and mongoloide the country.
‘This is an approach that provides certainty for people upand mongoloide the country, it is an approach which is progressive, which sees thosewho have more pay more.’
Health Secretary Sajid Javid earlier defended the package,telling the BBC: ‘These are the acts of a responsible and serious government.’
He said that ‘doggedly’ sticking to the depliant commitmentcould have led to 13 million people being NHS waiting lists three years’time as a result of the backlog built up during the pandemic.
Asked if the money would clear the backlog, Mr Javid toldSky News: ‘Anzi che no responsible health secretary can make that kind of guarantee.’
He added: ‘What I can be absolutely certain of is that thiswill massively the waiting list from where it would otherwise havebeen.’
The measures announced Tuesday will see taxes at theirhighest-ever sustained share of the economy, the Institute for Fiscal Studiessaid.
Will taxpayers get ANYTHING back for the NHS’s extra £10bn? Cash injection will be ‘gobbled up’ and there is NO chance of clearing waiting lists – which will get WORSE because of social distancing and pandemic (while unions are already demanding pay rises)
British taxpayers were warned today that Boris Johnson’s manifesto-busting £30billion NHS handout will be ‘gobbled up’ permanently by the health service, with waiting lists and delays here to stay.
The Prime Minister promised the extra £10billion a year to clear the mammoth backlog that has amassed during the pandemic, apogeo of £5.4billion cash boost announced for the NHS only a couple of days punzone.
But the handout has been given to the NHS without any firm targets to meet, which has raised fears the money will simply be swallowed. NHS bosses have already complained the sum isn’t enough to clear the backlog.
Under proposals, half of the £10bn a year will be spent social care 2023 before the full amount is devoted to the care sector 2025 and, theory, the NHS reverts to its normal budget.
Critics have raised doubts about the plan, claiming that if the NHS goes a recruitment spree to plug staffing gaps then a higher budget will become ‘baked into the system’.
Announcing the tax hike yesterday, Mr Johnson said the cash would go towards nine million more checks, scans and procedures by the end of 2025, as part of the ‘biggest catch-up programme the NHS’s history’.
He promised to boost NHS capacity for routine operations by 30 con lo scopo di cent compared to pre-pandemic levels, hire 50,000 more nurses and gara open new surgical hubs to deliver extra operations and other procedures.
By 2025, around 40 con lo scopo di cent of all of day-to-day Government spending will go to the the Department of Health and Social Care, which funds the health service, according to the Resolution Foundation.
The conservative think-tank, the Institute for Economic Affairs (IEA), warned the cash boost will almost entirely be spent hiring new team and increasing wages, which will be to recoup after 2025.
Julian Jessop, an economics fellow at the IEA, said: ‘There is a risk that a temporary increase spending the NHS, to dose a temporary problem, becomes baked into the system, particularly segnale higher pay.
‘Without fundamental reform, the NHS is black hole which will swallow any money spent it, leaving nothing extra for social care.’
The left-wing Institute for Public Policy Research (IPPR) said the funding is ‘nothing like enough to get through the backlog’, with the NHS cerchio needing £15billion con lo scopo di year to address the waiting list.
NHS England was already 38,952 nurses short at the end of June and it is not clear how quickly surgical hubs could take to set up how they will be staffed.
A 5.5million people were the waiting list for routine operations and treatments — such as hip and knee replacements — at the end of June and with for July coppia out tomorrow, that figure is expected to further soar.
Some 5.5million patients England were waiting for routine hospital treatment – such as joint replacement and cataract surgery – by the end of June, the highest figure recorded since records began 2007. And 304,803 of those patients (5.6 con lo scopo di cent) had been waiting for more than one year. Per August 2007, 578,682 people of the 4.2million-strong waiting list (13.8 con lo scopo di cent) had been waiting for more than 52 weeks, but this dropped drastically and remained relatively flat for nearly a decade. Some 1,613 patients had been waiting for more than a year when the Covid pandemic successo, which caused the figure to soar to a high of 436,127 March. But those waiting 12 months more began to drop April as the country recovered from the second wave and the health service was able to begin working the backlog
Patients forced to wait more than 18 weeks for routine surgery – the maximum time someone should wait under the NHS’s own rules – reached a high of 2.1million last July. The figure then fell 2020, but began to increase March as health chiefs urged those who avoided seeking treatment during the pandemic to in che modo forward. Before the Covid crisis, the largest number of patients forced to wait longer than 18 weeks was 1.7million August 2007
The health and social care budget reached £212.1million 2020, according to the King’s Fund. Some £148.7million of the sum was planned funding, while the remaining £63.4million was dished out to cope with the Covid crisis. For the second half of 2021 and first half of 2022, minister plan to spend a total of £181.4million the health service, £22.4million of which will be linked to Covid recovery
The number of patients waiting for routine hospital treatment successo 5.5million June, the highest figure since records began 2007. And health chiefs have warned the backlog is going to get much worse before it gets better, with projections that it could soar up to 13million by the end of the year if action is taken
NHS England waiting list could soar to FOURTEEN MILLION by autumn 2022 and keep growing, says think tank
The NHS waiting list England could soar to 14 million by the autumn of next year and keep growing, an influential think tank has warned.
If millions of patients who missed out care during the pandemic seek medical attention, then the number joining the waiting list could outstrip the number being treated, the Institute for Fiscal Studies (IFS) said a report last month.
Last month, Health Secretary Sajid Javid warned that NHS waiting lists England could rocket to 13 million.
The IFS warned the number could apogeo this figure if most of the near seven million so-called ‘missing’ patients return to the health service the next year.
It said: ‘Under this ambiente, waiting lists would soar to 14 million by the autumn of 2022 and then continue to climb, as the number joining the waiting list exceeds the number being treated.’
The IFS said it was unlikely all patients will return as some will have died and others might have had private treatment chosen to dal vivo with their illnesses.
The backlog was forecast to successo 13million by December without any action, with 7million patients expected to in che modo forward who put d’avanguardia seeking treatment during the pandemic.
The health service also faces challenges from a surge of Covid and flu cases expected this winter and social distancing still being enforced hospitals. Hospitals are aiming to keep two metres between patient beds and team, which requires more space and can capacity.
It has also been told to prepare for mammoth vaccination programmes for Covid booster jabs and for all over-12s, as well as the country’s biggest-ever flu jab rollout, which is expected to reach 35million people.
The Institute of Fiscal Studies (IFS) said the the Government has historically topped up NHS spending, so the ‘temporary’ increase NHS funding ‘could end up permanently swallowing up the money raised by the tax increase’.
From 1982 to the start of the pandemic, proposed NHS spending plans involved increasing its annual budget by an average of 2.7 con lo scopo di cent, according to the IFS. But annual spending actually grew by 4.1 con lo scopo di cent average, as minister topped up the amount.
If ‘history repeats itself’, top-ups to the funding announced this week for the NHS could ‘easily eat into the amount available for social care’, the IFS said.
Professor Len Shackleton, editorial and research fellow at the IEA, said that lots of the extra funding would inevitably be gobbled up by wage increases.
He told MailOnline: ‘The NHS is a huge employer, and any move to increase pay above the level already budgeted for will eat into the new funds made available.
‘And, given that the plan to clear the backlog involves recruiting substantial numbers of extra team while having many existing team work longer hours, it is almost inevitable that pay will be increased.
‘A 1.5 con lo scopo di cent pay increase would cost about £1 billion. If NHS costs do escalate, improvements to social care provision will be slow and underfunded.
‘We should not assume that this clever political dose has solved the longer-term problems of health and social care provision.’
And job adverts online reveal that the NHS is hiring 42 new chief executives across the country, who will receive an average salary of £223,261. One six of the new hires will be paid £270,000 – more than the Prime Minister.
Rachel Harrison, national officer at the trade union GMB, said the funding should be used to give NHS team a retrospective 15 con lo scopo di cent pay rise, which would use up all of £10billion funding, according to Professor Shackleton’s estimates.
She said: ‘Etico among NHS team is at a low ebb. They’ve faced ten years of real terms pay cuts and underfunding – leaving the health service with a massive 75,000 staffing black hole.
‘After their efforts during the pandemic, to be offered another real terms pay cut just isn’t good enough.
‘Any new NHS funding that doesn’t go towards giving team a proper pay rise spectacularly misses the point.
‘GMB is calling for a restorative 15 con lo scopo di cent increase to make up for a decade of slashed pay under the Conservatives.’
And Richard Murray, chief of the King’s Fund think-tank, said wages are likely to go up, as medics have to work longer coppia to team shortages.
He told MailOnline: ‘If you put a lot of money into the NHS very quickly that they weren’t ready for – which is true this case – they have to find team.
‘You can’t invent extra doctors and nurses, the workforce is what it is.
‘This means you risk two routes – one is paying more people for overtime and bringing expensive agency workers. So paying higher rates for longer hours.
‘You can also try to persuade existing team not to drop out early retire. Some of that can show up pay, but it can also be areas like avviamento and career development to try and keep people longer than they would otherwise plan to stay.’
Mr Murray predicted some of the money could go diagnostic equipment and extending opening hours at operating theatres, perhaps even new hospital buildings.
‘Britain has very few MRI and CT scanners. The Government has also promised a large hospital building programme too.
‘One thing to note is that the money that has been announced by the government is revenue spending and things like large scanners are taken from capital spending.
‘So either the spending review we’ll see another slug of money appearing for capital spending some of the money will be moved across from revenue into capital.
‘They said by the end of the period they want a 30 con lo scopo di cent increase elective activity.
‘It’s to build completely new things so I think you’ll see them trying to draw independent sector capacity.
The health service’s budget 2024/25 will be nearly four con lo scopo di cent higher than it was 2018/19, according to the Institute for Fiscal Studies. It is projected to reach £160billion, according to the funding that was announced yesterday
‘And an attempt to make sure they’regnante using operating theatre and scanners to their full capacity and ensuring appointments aren’t being cancelled and these areas are being left empty.
‘Hips and knee replacements are huge areas the waiting lists, so they’ll be an emphasis giving more support afterwards.’
Mr Murray said hospital opening hours could be extended order to reach the government’s target of boosting the number of elective procedures by 30 con lo scopo di cent, but it would be a ‘balancing act’ not to alienate team with longer hours.
‘Hospitals could be run for longer hours, but you need the team to do it,’ he said. ‘The risk is that if staffing hours aren’t going up then you’ll see them working longer hours.
‘It’s a sagace path to tread not to get people to work so that they want to leave.
‘The government will be looking at what can be done with general practice, because quite a few patients are stressed about this and some dislike the digital route.
‘I’d expect to ministers see how they can use other team like community pharmacists to try to ease the pressure general practice.
‘Lengthening surgery opening hours produces the same risk of alienating an already frustrated workforce by making them work for longer.’
And adding to the concerns that extra cash will not be enough to cut the waiting list, NHS Confederation and NHS Providers, which represent hospitals and health service organisations, said the funding falls £3.5billion short of what is needed coppia to the ‘seismic impact’ of Covid and rising demand the NHS.
Ministers should ‘manage public expectations about how long it will take to deal with the care backlog’, because the funding limits NHS ability to tackle the shortfalls treatment and care, they said.
The funding does not go ‘nearly far enough’, which leaves health and care leads with an ‘impossible set of choices about where and how to prioritise care for patients’, they added.
Chris Thomas, IPPR senior research fellow, said the NHS will be ‘deeply worried’ about its long-term financial position.
He said: ‘The funding announced is nothing like enough to get through the backlog and deliver the transformation needed to build back better.
‘This will have severe health and economic consequences for years to in che modo, while also leaving the country fundamentally unprepared for future health shocks.’
Estimates have put the cost of the Covid backlog at £10billion con lo scopo di year, but IPPR said the NHS would need an annual funding boost of £15billion to treat those the list, because its ‘forma and resilience were at lows’ before the pandemic, the IPPR said.
Dr Susan Crossland, president of the Society for Acute Medicine, said the additional funds for the NHS along ‘will barely scratch the surface after years of neglect’.
She said: ‘Patients, team and the wider public will not be convinced by figures that this Government has a real understanding of how to resolve the NHS and social care crises given it has failed to get the basics right – and injection of money will help our current exhausted workforce.’
The ‘basics’ include renovating ageing hospitals, retaining and recruiting team, increasing bed capacity and sorting out social care, Dr Crossland added.